Stop waiting 60–90 days for payment on goods already delivered. Amber Finance helps manufacturing businesses across Wolverhampton, Birmingham, Dudley, and Walsall release up to 90% of their invoice value within 24 hours — improving cashflow and enabling you to take on larger orders.
Manufacturing is a capital-intensive industry. You must purchase raw materials, components, and tooling weeks or months before finished goods are delivered — and then wait a further 60–90 days to be paid. This creates a constant working capital strain that limits growth and makes it difficult to take on larger orders.
Amber Finance is a Wolverhampton-based invoice finance broker with over a decade of experience arranging funding for manufacturing businesses. We work with a panel of 50+ lenders, including specialists who understand the unique cashflow cycles of the manufacturing sector, from automotive components to food production.
Whether you are a metal fabricator in Dudley, a precision engineer in Wolverhampton, a plastics manufacturer in Birmingham, or a contract manufacturer in Walsall, we can find the right invoice finance facility to keep your cashflow healthy and your production lines running.
Manufacturing businesses face unique financial pressures. Invoice finance is designed to solve them.
Manufacturing payment terms of 60–90 days are standard, leaving businesses waiting months for payment on goods already delivered.
Raw materials, components, and tooling must be purchased upfront, often weeks or months before the finished goods are invoiced.
Winning a large order from a Birmingham or Wolverhampton client means upfront production costs before any revenue is received.
If a major customer goes insolvent with unpaid invoices, the impact on a manufacturer can be severe. Bad debt protection removes this risk.
Advance rate
Up to 90%
Funding speed
24 hours
Facility size
£50k – £10m+
Setup time
7–14 days
Based in Wolverhampton, we arrange manufacturing invoice finance for businesses throughout the West Midlands and beyond.
Manufacturing invoice finance works by advancing up to 90% of the value of your invoices within 24 hours of raising them. Once your customer pays, the remaining balance is released minus the lender's fee. This allows you to purchase raw materials, pay wages, and invest in equipment without waiting 30–90 days for customer payment. As a West Midlands broker, we work with lenders who understand the manufacturing sector's unique working capital cycles.
Yes. Many lenders on our panel offer export invoice finance, allowing you to advance against invoices raised to overseas customers. This is particularly useful for West Midlands manufacturers exporting to Europe, the US, or Asia, where payment terms can be even longer than domestic contracts. We will match you with lenders experienced in export finance.
We work with manufacturers across a wide range of sectors, including automotive components, metal fabrication, plastics and injection moulding, precision engineering, food and beverage production, packaging, electronics, and industrial machinery. If you invoice B2B customers on credit terms, we can almost certainly help.
Yes. Contract manufacturers often face long lead times between purchasing materials and receiving payment from clients. Invoice finance is widely used in the contract manufacturing sector to fund raw material purchases and meet production schedules without cashflow constraints. We work with lenders who understand the dynamics of contract manufacturing.
Most manufacturing businesses in the West Midlands can have a facility in place within 7–14 working days of application. Once the facility is live, funds are typically released within 24 hours of submitting an invoice.
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