01902 288056
Complete Invoice Management

Factoring: Outsource Your Debt Collection

Get immediate access to cash from your invoices while we handle credit control and collections. Focus on growing your business while we manage the paperwork.

Why Choose Factoring?

Factoring is more than just funding. It's a complete invoice management solution designed to help your business grow.

Immediate Cashflow

Access up to 90% of invoice value within 24 hours, improving your working capital position immediately.

Credit Protection

Optional credit protection against customer insolvency, protecting your business from bad debts.

Debt Collection

We manage invoice collection on your behalf, freeing up your team to focus on growing the business.

Scalable Funding

Your facility grows with your business. As sales increase, so does your available funding.

Complete Feature Set

Everything you need to manage your invoices and improve cashflow.

Complete invoice management service
Credit control and collections included
Optional credit protection available
Flexible funding amounts
No personal guarantees required
Fast approval process
Dedicated account manager
Transparent pricing

Eligibility Criteria

Most growing businesses qualify for factoring. Here's what we typically require.

Minimum annual turnover of £250,000
Trading for at least 2 years
UK-based business
Regular invoiced sales
Good credit history
Customers with good payment history

Don't meet all criteria? Contact us anyway - we may still be able to help.

How Factoring Works

A simple 5-step process to get your business funded.

1

Initial Consultation

We discuss your business needs and explain how factoring can help improve your cashflow.

2

Application & Assessment

We review your invoices, customer base, and trading history to determine your facility.

3

Facility Setup

Once approved, we set up your factoring facility and integrate with your systems.

4

Invoice Submission

You submit invoices to us, and we advance funds within 24 hours.

5

Collection & Repayment

We collect payment from your customers and settle the advance plus fees.

Frequently Asked Questions

Common questions about factoring and how it works.

Will my customers know I'm using factoring?

With disclosed factoring, your customers know about it. With undisclosed factoring, they don't. We offer both options depending on your preference.

What happens if a customer doesn't pay?

With credit protection, we cover the loss. Without it, you remain responsible. This is why we carefully assess your customer base.

How much does factoring cost?

Factoring fees typically range from 1-3% of invoice value, depending on your turnover, customer base, and credit terms. We provide a transparent quote.

Can I choose which invoices to factor?

Yes, you can select which invoices to factor. You maintain control over the process.

How quickly can I get funding?

Once approved, you can typically receive funds within 24 hours of submitting an invoice.

Do you charge setup or hidden fees?

No. We only charge a percentage fee on invoices factored. No setup fees, no hidden charges.

Ready to Improve Your Cashflow?

Get a free, no-obligation quote for factoring. Our team will assess your business and provide a tailored solution.